General liability and workers' compensation insurance are crucial policies for businesses to operate securely and responsibly. General liability covers third-party claims of property damage, bodily injury, and legal costs, while workers’ compensation provides benefits to employees injured on the job. Together, they form a comprehensive risk management solution, ensuring protection for both employers and their workforce. These policies are often bundled for cost-effectiveness and convenience, particularly for high-risk industries like construction, manufacturing, and healthcare. By maintaining both coverages, businesses demonstrate compliance with legal requirements and a commitment to employee safety and customer trust.